kb77 Terms & Conditions

In these Terms & Conditions, the following terms shall have the meanings set out below unless the context requires otherwise:

By accessing the kb77 platform, registering an Account, or placing any Wager, You unconditionally accept and agree to be bound by these Terms in their entirety, together with any additional terms, rules, or policies referenced herein or published separately on the kb77 platform.

If You do not accept these Terms, You must immediately cease using the kb77 platform and may not register or maintain an Account. Continued use of the platform following any published amendment to these Terms constitutes acceptance of the amended Terms.

To register and maintain an Account on kb77, You must satisfy all of the following eligibility criteria at the time of registration and for the duration of your Account's operation:

• Minimum Age: You must be at least twenty-one (21) years of age. kb77 strictly enforces the 21+ minimum age requirement in compliance with PAGCOR-aligned Philippine gaming regulations. No exceptions are made under any circumstance.
• Legal Capacity: You must have full legal capacity to enter into a binding contract under the laws of the Philippines or your country of residence.
• Jurisdiction: You must access the kb77 platform from a jurisdiction where online gaming is not prohibited by applicable law. It is your sole responsibility to ascertain whether your use of the platform is lawful in your jurisdiction.
• Not Self-Excluded: You must not be subject to a self-exclusion order, either voluntary (applied through your kb77 account settings) or mandatory (applied by a regulatory authority). Circumventing a self-exclusion by registering a new account is a serious breach of these Terms.
• Not an Employee: You must not be an employee, contractor, director, officer, or immediate family member of a person employed by the Operator or any affiliated entity, game provider, or software supplier of kb77, where such employment could create a conflict of interest.
• Accurate Information: All registration information submitted to kb77 must be truthful, accurate, and current. Providing false identity information constitutes a material breach of these Terms and may constitute fraud under Philippine law.

Each Player may register only one (1) Account on the kb77 platform. The registration of multiple Accounts by a single individual — whether under the same or different identities — is strictly prohibited and will result in all associated Accounts being permanently closed.

During registration, you will be required to provide your Philippine mobile number, which will be verified via a one-time password (OTP) sent via SMS. Your mobile number serves as your primary login credential and the primary channel for account security communications.

• Verification: kb77 reserves the right to request documentary evidence of identity, age, and residential address at any stage of the Account lifecycle. Documents commonly requested include a government-issued Philippine ID (PhilSys, Driver's License, Passport), proof of address (utility bill, bank statement), and source-of-funds documentation where required.
• Accuracy: You are responsible for ensuring all Account information remains current and accurate. Notify kb77 support promptly of any changes to your registered mobile number, email address, or payment method details.
• Security: You are solely responsible for maintaining the confidentiality of your Account password and any authentication codes. You must not share your login credentials with any third party under any circumstances. kb77 staff will never ask for your password in any communication.
• Account Sharing: Accounts are personal to the registered player. Permitting another individual to access, operate, or wager on your Account — even a family member — is a breach of these Terms.

All deposits to a kb77 Account are processed in Philippine Peso (PHP). The minimum deposit amount is ₱100. kb77 accepts deposits via the following approved payment channels: GCash, Maya (formerly PayMaya), QR Ph, BPI Online Banking, BDO Online Banking, Metrobank Online, GrabPay, and 7-Eleven cash deposits via the applicable counter service.

• Own Funds Only: You may only deposit funds that you legally own and are entitled to use. Depositing funds derived from illegal activity is strictly prohibited and may be reported to relevant Philippine authorities.
• Same-Name Policy: Deposits must originate from a payment account registered in your own name. Third-party deposits are not permitted. Deposits received from accounts held in a different name may be reversed and the Account suspended pending investigation.
• Processing Times: GCash and Maya deposits typically clear within seconds of authorization. Bank transfer processing times may vary depending on the originating institution. kb77 is not responsible for delays attributable to third-party payment processors.
• Deposit Limits: Players may set voluntary daily, weekly, or monthly deposit limits through their Account settings as a responsible gaming measure. Once set, limits take effect immediately. Increases to a limit are subject to a cooling-off period before taking effect.
• No Credit or Loans: kb77 does not offer credit facilities. You may only wager funds that are already available in your Account Balance. kb77 does not accept payment through any mechanism that constitutes a form of credit extended to the Player.

Players may request withdrawal of their available real-money Balance at any time through the kb77 Account dashboard. Withdrawal requests are processed to the same payment method used for the Player's most recent qualifying deposit, except where that method does not support outbound transfers, in which case kb77 will arrange an alternative.

• Verification Requirement: Withdrawal requests may be subject to identity verification checks before processing. kb77 reserves the right to withhold processing of any withdrawal until satisfactory verification has been completed. This is a standard anti-money laundering (AML) measure consistent with PAGCOR regulatory requirements.
• Minimum Withdrawal: The minimum withdrawal amount is ₱200. Requests below this threshold will not be processed.
• Processing Times: Standard GCash and Maya withdrawals are typically processed within five (5) minutes of request approval. Bank transfer withdrawals may take one (1) to three (3) business days depending on the receiving institution's processing schedule.
• Bonus Funds: Bonus Funds and any winnings generated solely from Bonus Funds prior to completion of applicable wagering requirements are not available for withdrawal. Only funds that have satisfied all relevant wagering obligations form part of the withdrawable Balance.
• Suspicious Activity: kb77 reserves the right to delay or decline any withdrawal request where the Account is under investigation for breach of these Terms, suspected fraudulent activity, or money laundering. Players will be notified of any hold placed on their withdrawal where permitted by applicable law.

kb77 offers promotional bonuses including welcome bonuses, reload bonuses, cashback programs, free spins, and loyalty tier rewards. Each promotion is governed by its own specific terms and conditions, which are published alongside the relevant offer and are incorporated into these Terms by reference.

• Wagering Requirements: All Bonus Funds are subject to wagering requirements that must be satisfied before the Bonus Funds or associated winnings may be converted to withdrawable real-money Balance. The specific wagering multiplier, eligible games, time limits, and maximum bet restrictions applicable to each bonus are specified in the promotion's individual terms.
• Maximum Bet Restriction: While wagering with active Bonus Funds, Players are subject to a maximum single-bet restriction. Placing bets exceeding this limit while Bonus Funds remain active may result in forfeiture of the Bonus Funds and any associated winnings.
• One Bonus Per Promotion: Unless specifically stated otherwise, each promotion is available once per Player, per household, per IP address, and per payment method.
• Bonus Abuse: kb77 reserves the right to void Bonus Funds and associated winnings, and to close Accounts, where there is evidence of bonus abuse. Bonus abuse includes but is not limited to: registering multiple Accounts to claim the same offer; using low-variance game play strategies designed to extract bonus value without genuine gaming activity; and coordinating with other players to manipulate bonus outcomes.
• Right to Modify or Withdraw: kb77 reserves the right to modify, suspend, or withdraw any promotion at any time with reasonable notice. Active bonus wagering requirements in progress at the time of modification will be honoured on the terms applicable at the time the bonus was credited.

All Games available on the kb77 platform are governed by individual game rules published within each game's interface or help documentation. In the event of any conflict between these Terms and the specific rules of an individual Game, the specific Game rules shall prevail with respect to that Game's conduct.

• Certified RNG: All slot and RNG table game outcomes on kb77 are determined by certified Random Number Generator (RNG) systems supplied by internationally licensed game providers. kb77 does not modify the RNG outputs or the certified Return to Player (RTP) figures published by each provider.
• Live Dealer Games: Live dealer games are operated by third-party studios (Evolution Gaming, Pragmatic Play Live, and Asia Gaming) under their own operational rules and dealer protocols. By accessing live dealer tables on kb77, Players agree to the applicable studio's game rules in addition to these Terms.
• Sports Betting: All sports wagers are settled according to the settlement rules displayed for each betting market at the time the wager is placed. kb77 uses data from official competition sources to settle results. In the event of data discrepancy, kb77 reserves the right to delay settlement pending confirmation from the relevant sporting body.
• Malfunctions: In the event of a game malfunction, technical error, or communication failure, kb77 reserves the right to void all affected wagers and return the staked amounts to the respective Player Balances. "Malfunction voids all pays and plays" is a principle applied across all Games on the kb77 platform.
• Minimum and Maximum Wagers: Each Game has published minimum and maximum wager limits. kb77 reserves the right to adjust limits at any time. High-value win claims may be subject to review before settlement, particularly where a single win exceeds the maximum payout threshold applicable to that Game.

The following conduct is expressly prohibited on the kb77 platform. Engaging in any of the following may result in immediate Account suspension, forfeiture of Balance, and referral to relevant authorities:

• Fraud & Misrepresentation: Providing false identity information, age misrepresentation, using stolen or fraudulently obtained payment instruments, or any other form of deception in connection with an Account or transaction.
• Collusion: Cooperating with other Players to gain an unfair advantage in any Game, including chip-dumping in poker-style games, coordinated live dealer table betting, or any other form of coordinated play designed to manipulate game outcomes or extract value unfairly.
• Chargebacks: Initiating payment chargebacks or reversals with a payment provider in respect of deposits made to kb77 where the underlying gaming activity was conducted fairly. Unjustified chargebacks may constitute fraud.
• Software Exploitation: Using automated betting software (bots), screen-scraping tools, advantage-play software, or any technical exploit to gain an unfair advantage over the house or other players.
• Money Laundering: Using the kb77 platform to launder, conceal, or transfer proceeds of criminal activity. kb77 complies with Philippine Anti-Money Laundering Act (AMLA) requirements and will report suspicious transactions to the Anti-Money Laundering Council (AMLC).
• Circumventing Exclusions: Registering a new Account after a voluntary or mandatory self-exclusion, or assisting another excluded person in accessing the platform.

kb77 reserves the right to suspend, restrict, or permanently close any Account, with or without prior notice, in any of the following circumstances:

• Verified or reasonably suspected breach of any provision of these Terms.
• Receipt of a regulatory instruction or court order requiring Account action.
• Failure to provide satisfactory identity verification documentation within the specified timeframe.
• Account inactivity exceeding twenty-four (24) consecutive months, subject to notification requirements under applicable law.
• Player request for voluntary self-exclusion or Account closure.
• Reasonable suspicion of money laundering, fraud, or other criminal activity associated with the Account or its transactions.

Where an Account is closed for reasons unrelated to a breach of these Terms, any real-money Balance remaining in the Account will be returned to the Player via their registered payment method, subject to completion of any outstanding verification requirements. Where closure is due to a breach, forfeiture of Balance may apply in accordance with the specific provisions governing the breach.

kb77 is committed to providing a safe, fair, and responsible gaming environment for all Players. The platform provides the following responsible gaming tools as standard features available to all Account holders:

• Deposit Limits: Players may set daily, weekly, or monthly maximum deposit limits. Once a limit is set, it takes effect immediately. Requests to increase a limit are subject to a minimum 24-hour cooling-off period before the increase becomes effective.
• Loss Limits: Players may set daily, weekly, or monthly maximum net loss limits. Once the limit is reached, further wagering is suspended until the limit period resets.
• Session Time Limits: Players may set reminders and automatic session cut-offs to manage the duration of individual gaming sessions.
• Reality Checks: The platform can be configured to display periodic notifications showing the Player their current session duration and net gaming result.
• Cooling-Off Periods: Players may temporarily suspend their Account for a period of their choosing (minimum 24 hours, maximum 6 months). During a cooling-off period, the Account cannot be used for gaming or deposits.
• Self-Exclusion: Players may permanently self-exclude their Account. Once applied, self-exclusion cannot be reversed for a minimum period of six (6) months. kb77 uses reasonable technical and operational measures to prevent a self-excluded Player from registering a new Account.

All Players must be 21 years of age or older. kb77 conducts age verification checks and will close any Account where the registered Player is found to be under the minimum age. Gambling is for entertainment only — please play within your means.

All content on the kb77 platform — including but not limited to the kb77 brand name, logo, website design, text, graphics, game interfaces, software, and audiovisual elements — is the exclusive intellectual property of the Operator or its licensed content providers, protected by applicable Philippine and international intellectual property laws.

• Players are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the kb77 platform solely for personal, non-commercial gaming purposes in accordance with these Terms.
• No content on the kb77 platform may be reproduced, distributed, modified, adapted, publicly displayed, or otherwise exploited for commercial purposes without the prior written consent of the Operator.
• Game content, including slot titles, live dealer stream technology, and sports betting data feeds, is the intellectual property of the respective third-party game and data providers and is used by kb77 under licence.

To the fullest extent permitted by applicable Philippine law, kb77 and the Operator shall not be liable to any Player for any loss, damage, or expense of any kind — whether direct, indirect, incidental, consequential, or otherwise — arising from or in connection with:

• The Player's use of, or inability to access, the kb77 platform or any Game.
• Any delay, interruption, or failure in the provision of the platform or its services due to technical faults, third-party system failures, scheduled or emergency maintenance, or causes beyond the Operator's reasonable control.
• The Player's reliance on any information, odds, statistics, or results displayed on the platform.
• Unauthorized access to a Player's Account resulting from the Player's failure to maintain the security of their credentials.
• Any decision by kb77 to void, suspend, or reverse a wager or withdrawal in accordance with these Terms.

Nothing in these Terms shall limit kb77's liability for death or personal injury caused by the Operator's negligence, or for fraud or fraudulent misrepresentation by the Operator, to the extent that such liability cannot be excluded under applicable law.

kb77 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference and is available at kb77.biz/privacy-policy. By registering an Account, You consent to the collection and processing of your personal data as described in the Privacy Policy.

kb77 complies with the Republic Act No. 10173 (Data Privacy Act of 2012) and implementing rules and regulations issued by the National Privacy Commission (NPC). Player data is processed for purposes including account management, gaming activity, financial transaction processing, identity verification, regulatory compliance, fraud prevention, and customer support.

kb77 does not sell personal data to third parties for marketing purposes. Data is shared with third-party providers — including game studios, payment processors, and identity verification services — solely to the extent necessary to provide the kb77 service. All third-party data processors are contractually bound to appropriate data protection obligations.

kb77 reserves the right to amend, update, or replace these Terms at any time. Where amendments are material — that is, where they meaningfully affect Player rights or obligations — kb77 will provide reasonable advance notice via the platform's notification system, registered email address, or a prominent notice on the website.

Minor amendments — such as corrections to typographical errors, clarifications of existing provisions that do not change their substantive effect, or updates required to reflect changes in applicable law — may take effect without advance notice. The effective date of each version of the Terms is displayed at the top of this document.

Continued use of the kb77 platform following publication of an amended version of these Terms constitutes acceptance of the revised Terms. If You do not accept the revised Terms, You must close your Account prior to the effective date of the amendment.

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of laws principles.

In the event of a dispute arising from or in connection with these Terms, kb77's services, or any gaming transaction, the parties agree to first attempt resolution through the kb77 customer support process. Players may submit a formal complaint in writing to kb77's designated compliance contact at the email address listed in Section 17 of these Terms.

kb77 aims to acknowledge formal complaints within 48 hours and to provide a substantive response within ten (10) business days. Where a dispute cannot be resolved through the internal complaints process, Players may escalate the matter to the relevant Philippine regulatory authority in accordance with applicable law.

Both parties irrevocably submit to the exclusive jurisdiction of the courts of the Philippines for the resolution of any dispute not settled through the internal complaints process.

For questions, complaints, or formal correspondence regarding these Terms or your kb77 Account, please contact the kb77 support team through any of the following channels:

• Email: [email protected] — for written inquiries and formal complaints. kb77 aims to respond to all email inquiries within 24 hours.
• Live Chat: Available directly within the kb77 platform, 24 hours a day, 7 days a week. Average response time under 90 seconds. Staffed by Filipino-speaking support agents.
• Languages: Support is available in English and Filipino across all contact channels.

These Terms & Conditions were last updated on 1 January 2026 and supersede all previous versions. By continuing to use kb77 after this date, you confirm acceptance of these Terms in full.